Discover the ideal solution for protecting and storing your precious metals with philoro Austria. Our precious metals depot offers you a secure and independent way to invest in precious metals while storing them in our high-security vault. You can conveniently purchase your precious metals and store them care-free and securely with philoro.
Your benefits at a glance
Maximum Security: Your precious metals are stored safely in a high-security vault, independent of banks.
No Risks: Eliminate storage and transfer risks when purchasing through philoro.
Easy Trading: Buy and sell your precious metals quickly and hassle-free.
Comprehensive Protection: Your depot is fully insured.
Transparency: Notarial certification of holdings and annual depot statements or any time on request.
Immediate Access: Quick access to your assets whenever you need them.
Constant Overview: Monitor the performance of your depot online at any time.
Step-by-Step Guide: How to Open a Precious Metal Deposit with philoro
Step 1: Download the contract documents
Download the philoro PRECIOUS METAL DEPOSIT contract. Complete the documents conveniently from home and send them to [email protected].
We are also happy to assist you personally in one of our stores and support you in opening your depot.
Step 2: Stay informed at all times
Keep track of your depot's development anytime. Register on our website to access detailed information and real-time prices in your personal customer account. Your overview of stored assets is just one click away—anytime, anywhere. You can check the status of your stored items at any time.
philoro PRECIOUS METAL DEPOSIT – Conditions at a glance
| Storage value up to EUR 100.000.- | Annual fees from EUR 102.- |
| Storage value for each additional EUR 100.000.- | Annual fees from EUR 22.80.- |
| Minimum contract term | 1 Year |
| Storage value up to EUR 100.000.- | |
| Annual fees from EUR 102.- |
| Storage value for each additional EUR 100.000.- | |
| Annual fees from EUR 22.80.- |
| Minimum contract term | |
| 1 Year |
Documents for download
FAQ about the philoro PRECIOUS METAL DEPOSIT
To open a philoro precious metal deposit, you need to submit an application for a custody agreement. We are happy to assist you via email, phone, Microsoft Teams, or in person at one of our stores.
For the application, we require a copy of your ID card or passport for identification purposes.
No, a minimum deposit is not required.
Important: Even if the depot does not hold any assets, the minimum fee must still be paid. (See termination conditions)
Yes, your precious metals are fully insured. There are no additional costs for you.
The depot holdings are regularly inspected by philoro employees following the four-eyes principle. Additionally, the holdings are audited once a year by an independent auditor or notary, who confirms the inventory.
Your assets are stored as insolvency-protected special assets.
With the philoro precious metals depot – Premium (individual storage), you can collect your precious metals at the storing store at any time during opening hours.
You can store all precious metals offered by philoro in the webshop in your depot.
All stored metals must be collected from the respective store by the last business day within the notice period.
Alternatively, you can instruct philoro to arrange the transport of your precious metals (Note: Shipping is only possible to the contract holder’s registered address). In this case, delivery is carried out by a logistics or value transport company, with shipping costs borne by the customer.
If the collection deadline passes unused, philoro will sell the stored metals on the first business day after the deadline at the then-current buying prices published on www.philoro.at. The proceeds will be transferred to the customer’s registered bank account.
The first invoice is calculated on a pro rata basis at the end of the calendar year. (§6 BGB Depot)
Example: if you conclude a contract in July, the fee will be charged from the month of August - i.e. 5 months at EUR 42.50.